Is Static Caravan Insurance Obligatory?

Posted 20 September by Steve Munro

static caravan insurance

Do You Have to Insure a Static Caravan?

Ordinarily there's no legal requirement to insure your static holiday caravan or lodge. However, most parks will make it part of any contract or agreement, and making sure that you're covered will mean that both your caravan and your family will be protected in the event of something going wrong.

Key considerations...

Public Liability - all static caravan and lodge insurance policies will provide certain levels of public liability cover. Cover ranges from £2million to £5million in most cases and will offer protection in the event that you're held accountable for loss or damage to the public whilst at your caravan park,

Sub-Let / Hire - make sure that the cover you choose has an option - or indeed includes - cover for damage by people that hire or sub-let your caravan or lodge.

Reinstatment & Removal - disposing of static caravans can be expensive, most insurance policies will give coverage for this which is very useful in the event of a larger claim.

Replacement - Your happy place will have proably been a significant investment so it's important to protect it.

If you'd like to know more take a look at our static caravan insurance page...